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Thinking about how to finance your college education can be daunting. With seemingly complicated formulas and confusing lingo, it鈥檚 hard to know where to start. Meredith’s financial assistance staff is dedicated to helping individuals and families like you understand the financial aid process. So, let鈥檚 start with the terms and sources you will come across when seeking financial aid to help fund college.

The good news is that many forms of assistance are out there to help you afford a college education.

Institutional Grants and Scholarships

This type of funding is provided by the college or university itself and can be awarded based on factors such as financial need, academic performance, leadership ability, or artistic talent.

Meredith awards over $30 million in institutional grants and scholarships to hundreds of students each year. In fact, over 95% of Meredith students receive institutional aid.

Federal and State Aid

Through the U.S. Department of Education, the federal government awards billions of dollars in financial assistance annually. can come in the form of loans, grants, or work-study.听To be considered for any type of federal financial aid, you must first complete the .

Be sure to check out state government financial aid programs in the state where you live and where you plan to attend college since most states offer financial aid for residents. (Note: if you鈥檙e looking for need-based State funding, the state typically references the FAFSA form to determine eligibility – yet another good reason to complete the FAFSA).

A prime example of such a state program is program. This program offers N.C. residents attending private colleges like Meredith N.C. Need-Based Scholarships ranging from $1,100 – $7,640 per year.

Private Scholarships and Loans

Private scholarships are available from a variety of organizations, such as national and local businesses, churches, and non-profit and community organizations. High school counselors, the financial assistance counselors at the schools you’re considering, and websites such as are good sources of information about private scholarship offerings.

, which involve borrowing funds that must be paid back with interest, are available through banks, credit unions, and other commercial lending agencies. Online search engines, such as can help you find private loan options.

A college education is one of the for a successful future. 听And, as you can see, there are a lot of options available to help you and your family afford the college education that鈥檚 right for you.